All posts by Jason Dragon

2022 Propositions, just the facts.

There are 10 propositions on the upcoming election.  I know some people are confused by them, and there is a lot of misleading information about them.  I am going to try to wrap that all up.

First some structure.  Propositions are a 3-digit number, the first digit tells you the type.  1 means a state constitutional amendment.  2 means something that that people collected signatures for and got on the ballot that way.  3 means something that was proposed by the legislature and referred to the ballot.  Ones that start with a 4 are city and county ones, which there are none this year.  The last two digits just go up with each one, year after year until it hits 99 then resets.

So lets get into them.  I will try to explain what each of them does.  I am not going to tell you which way to vote, but I do feel that some are obvious. 

128.  In Arizona if a law was passed from a proposition the legislators cannot change it at all unless it goes to the ballot again. That has made some problems when it was written poorly. This law would allow changes to propositions with invalid provisions.  Arizona is one of only 2 states with this restriction.

129.  This will limit future proposition that are citizen-initiated to focus on just one subject.  Bills in Arizona already have this requirement.  This is so you can’t put something that most hate in a bill that most people like, and then only focus on the good part to get the other part passed.  Many people are low information voters and without this protection someone unscrupulous can sneak something into a popular bill. 

130.  Property tax Exemption for Veterans who are disabled or whose spouse has died. This was a law previously but was removed over 30 years ago.  This had unanimous support from the legislature. As with any property tax the taxes are a set amount for each year, so if less people pay then everyone else pays more.  Under 2% of the population will qualify for this, so you should see your property taxes go up around 2% if this passes.

131.  Create a new office of Lieutenant governor.  Right now, if the Governor leaves office before the end of their term the Secretary of state becomes governor.  This has happened 6 times in our history.  The sec of state oversees elections so this could be a problem during election season. 45 other states have this office while the rest do not, Arizona is the largest state without.  This is the 3rd time this has been put on the ballot with 1994 and 2010 being the other two times.  The governor and Lt governor would run together as a team.  Over 70% of the legislators in Arizona voted yes to put this on the ballot. 

132.  Supermajority required to raise state taxes.  This would mean that any bill that raises taxes will need 60% to pass.  There has been much argument in the past about bills and if they raise taxes or not.  9 states have this law on their books.  

209. Debt forgiveness on health debt.  This would make it harder for debt to be collected and easer to be forgiven if that debt is related to healthcare services.  It would limit the interest rate to 3% or less per year on such debt.  It would eliminate late fees. It would also raise the limits for protections of exempt assets.  For example, if currently if you own a car that has more than $6000 equity a judge could force you to sell it to pay the debt, this will increase it to $15,000.  On homes that exemption will go from 250k to 400k, and from $6k to $15k for personal property like electronics, guns or jewelry.  If this passes, then it is likely people and companies who provide these services will charge more to everyone to offset the ones who do not pay.

211. Campaign Finance Disclosure. This requires that anyone that make an independent expenditure of $50,000 or more on a statewide campaign or $25,000 or more on a local campaign must disclose the names of the money’s original sources.  This could cause a chilling effect and limit free speech, it also could be used to harass people who donate, who would have remained anonymous without this. An independent expenditure is money that is spent outside of the campaign, by a group not related to the campaign.  Donations to campaigns are already reported, and for much smaller amounts. 

308. In state tuition for everyone who went to school in Arizona for two years and graduated from High School in Arizona.  Currently if someone is not a US citizen, they pay out of state tuition even if they went to school in Arizona, this would change that. The in-state tuition does not cover the cost of education and is subsidized by those that pay out of state tuition with any deficiency made up by the state.  Private colleges don’t offer in-state tuition.  Currently in state tuition is about 12k per year while out of state is about 30k per year.  

309.  This would increase ID verification for people who vote by mail. It would require that a voter put their birthdate and any number from any government issued ID, or the last four digits of their SSN, for their ballot to be counted.  It will also make getting an Arizona state ID Card free for anyone who needs an ID.  For in person voting only photo ID will be accepted, currently non photo alternative ID is still accepted. 

310.  Fire district fund.  This would add .1% to the state sales tax for 20 years.  This money would go to the 141 rural fire departments in Arizona.  1.5 million people in Arizona live in these districts while all 7.2 million and any visitors will pay the tax. 

How to be successful

Image result for brain

I have often wondered about the source of human intelligence and the ability to do something.  After decades of observation I have found that  most humans have decent innate ability, however some are made to push this innate ability into true ability more than others. 

The to make it easier lets look at the human brain like a computer CPU chip. Not all CPUs are made the same, some have less processing power, more or less cores and operate at various speeds.  There can be powerful CPU’s with the ability to do deep instructions but they could be at a slow speed.  There can also be very weak ones that do one thing very well, but most of the rest not too well, but can do it very fast, more like a CUDA core.  But to keep the CPU metaphor there can be strong and powerful CPU’s that just run idle most of the time.  Think of the genesis stuck in a third world nation, who does not have access to information or higher education.  

Humans in general rarely live up to the potential within them.  Most are far lacking, and for most it is not their fault, they simply are not challenged, they are not pushed hard, they are not confronted with ideas that cause them to grow.  The true sad part is that many are never even given the chance.  Some need to spend their mental energy just to survive.  How successful can you be if you must spend hours each day to get food and water?  Some live in a rigid culture that does not allow them to grow outside of the box, their rank, or families rank in society does not give them the opportunity to move up.  Others are given everything to them on a silver platter, and even then many don’t have the innate ability for success. 

People observe the world around them and rarely think about why it is that way, or even if it is changeable, they simply operate within the rules they are given.  They do what they are told, they strive to learn, get good grades, maybe get higher education and then get a good job.  That is exactly what society needs them to do.  If not enough people do this track then society could start to break down, we need people to do many millions of various jobs.  So society entices them, shows them a standard of living that is beyond what their station can provide, and puts them in the bondage debt trying to get that.  Debt is the is the strongest tool of modern society to keep people in line and keep people working.  People want that dream house, that nice car, the nice phone, to eat out almost daily, and for that they give up the majority of their waking hours.  It is a never ending cycle for most people of trying to earn more so they can buy more and look more successful to their friends and live what society has shown them as a happy life, but the more they buy to be happy, the more they owe, and the more time and energy they have to give to pay for this.  It is getting worse year after year, and the younger you are and the lower you started the harder it is for you.  Now half of our workforce can not even afford housing, they cannot afford the lifestyle that they wanted for themselves.  They blame the system for not providing enough of an opportunity for them, but not the system that wanted to put them in bondage in the first place, causing them to live beyond their means. 

Image result for red pill

There are many people who have taken the red pill, who have seen the world for what it is and have opted out of this world.  There are two main paths that these people take, one is highly destructive, and the other leads to success.  Many have chosen to just give up, let the system destroy them, give up on the dream, give up on being more, being better.  Our new society lets them do it, with free money, easy government assistance and endless entertainment or chemicals to keep them numb about their situation. 

See the source image

Then there are the others that also reject the system, and they rise above it, looking at how to use the system as a tool to get what they want in life.  The first step is usually to reject the idea of working for others.  Then to find a way to make massive profits, to buy themselves out of debt and bondage, and then to live their dreams.  Unfortunately these people are quite rate, and the ability to do this has much to do with the origins of the person trying to do it.  If you are born in a nation like North Korea, Nigeria and even most of China you have very little opportunity to rise up, you are given a set of rules to work with and all the tools you need, even basic tools like being able to buy and sell something are taken away. There is little way out and little hope.  In other places like India and most of Africa the vast amounts of poverty, and cast systems, make it very hard to get ahead.  For this reason, when people are desperate they resort to breaking the rules in a bad way by scamming people.  Therefore, many people in places like India and much of Africa are so eager to scam the rest of the world. They see is as their way of rising above a very broken system that keeps them down. They have rationalized the idea that the rich and the “West” owes them, and that we are open prey for them.  They use the internet and phone system against the “West” to get ahead.  They are so in need of money that they are willing to say and do almost anything to take their success, mostly because they are in a position where earning it is almost impossible. 

Most everyone in the world sees on their TV’s and on their computers that their best hope for success is to get to the successful places in the world.  For many decades this was mostly America and western Europe.  America, keenly aware of this has severely restricted access, there are 100 times as many people who want to come to the US each year than are actually allowed to do it. Most waiting lists to get the USA are decades long, so out of desperation, and exhaustion from the process, for the hope of a better life and a better system people take the arduous task of coming to the US without permission.  In recent years other bastions of freedom have popped up in places like South Korea, Singapore and the UAE, however in many of these places you must be a member of the right race, or the right religion to be given full access to the success the place offers. 

In the last 15-20 years there has been a great shift.  Many people in many places have pulled up from squaller, and pushed up to a lower middle class life.  If they can’t go to a different place they will make the place they are in better.  Bold and eager people all across the world are trying to rise up, and take their countrymen with them.  The sleeping giant of America has had their middle class eroded because this is the greatest transfer of wealth the world has ever seen.  America is trading its success around the world by buying the worlds resources and products.  We are giving them our currency, something that still has values, not because it has been protected, but because we are just slightly better as managing it than the rest of the world.  Yes, America prints money, and is in high debt but the world economy works as a comparison and America is printing less and is more able to manage its debt than most of the rest of the world.  For this reason places like Taiwan, Philippines and China have pulled up millions of people from poverty and have put them into a lower middle class existence, and a few into even better levels.  They have had great building booms and the health, education and tech level of these cultures is vastly improved.  There are whole cities popping up all over China, all over Africa, the middle east and other places with new modern places for people to work live and shop.  American, 60 years ago was 60%+ the GDP of the whole world, now it is under 24%, still not bad for being under 4% of the population of the world, and anyone knows who has been to America that most of that wealth is in the hands of the top 20% of the population.

See the source image

However not all nations have done this with the same eye on freedom that America has.  Many nations have done it this fast by using force, and totalitarianism to make it happen.  China is the prime example of this.  There is very little you may do without the government as your partner.   Many other nations are starting to reject the ideas of freedom, fairness, and capitalism.  They are looking at a socialist version of capitalism.    Different nations do this to various degrees, and even the US does it at different times.  The freedom to be successful is also the freedom to fail, but we do not want to see people fail so if someone is close to failure think that it is best to step in and save them.  We have entire nations that have taken this to the extreme.  They have decided that no one may be to successful and no one will be too unsuccessful, they are trying to build a nation where everyone is middleclass.  Nations like Denmark, Norway, New Zealand or more recently Germany come to mind.  Where there are high taxes on success, to the point that beyond a certain point there is no reason to try.  But on the other hand there is a basic standard income, so even if you don’t work you still have money.  There is free health insurance, housing allowance from the government, free college education, massive spending on clean energy.  The goal of life in most of these places is to just get along, be happy, be content and live a good live.  Which, for most people on earth sound like a great idea.  But for someone who is driven, freedom loving and entrepreneurial, this idea sounds like torture.  And that is the fundamental difference in America, you have half the nation looking at Norway and wanting to move us in that way, and the other half looking at freedom and our past and wanting us to keep that and go back in that direction.  That, to me, is what the fundamental difference between the Democrats and the Republicans in America is.  As someone who has looked at Macro economics and the fact that if we do a Norway style entitlement program, we will no longer have the strong currency that we have grown to use as the blank checkbook we buy everything we need with.  If we go that way, and hurt our currency along the way, where will that leave us?  Is that a risk we are willing to do?  So how does Norway do it, well they pump and sell massive amount of Oil.

For all these social economic reasons the experience and opportunity for one person to another varies considerably across the globe, and even from house to house within the same city.  So this forms the input on the mental health and the brains of each person.  The ability to create success, and to rise above this system that we have built is mostly determined by the mindset you carry.  The thoughts and ideas that come to your head.  With different inputs you get different outcomes, and the differences can be staggering.  I often talk to people about topics such as this, and I can tell in a few seconds if they are someone with their mind open or if these concepts are beyond them.  

You need to start early in the life of most people.  Where people invest their time is usually where they will go.  Some spend countless hours reading, studying and trying to figure out the world.  Recently the entire world of knowledge has become available online, with just access to YouTube you can learn almost anything you want, but what do the vast majority of people do with such a powerful tool?  They use it for entertainment, for watching the latest dance craze, for watching mind numbing entertainment.  For most people there is not eagerness to learn or to grow.  I see this as the biggest failure of the education system.  Education is not there to teach you facts, it is there to give you a passion for life long learning and for knowing how to learn the best, then you will learn for the rest of your life.  A third of Americans have not even read one book after leaving their last year of school. 

Image result for idenity culture america

There are only so many hours in a day, and so many days in your life, what you choose to invest these hours into will define what you become.  If you need to spend half your day trading manual labor just to earn enough to pay for food and water, how can you ever spend enough time to gain the skills and knowledge, this is where over half of the world finds itself.  They are in a system that eats up all their time, and takes whatever is left and focuses on entertainment, games and socializing.  If you are a female you may easily spend an hour a day trying to make yourself look better to the world, trying to keep up with cultural beauty norms that zap your time and earning and learning potential.  Many systems discourage advancement, and if you try to get ahead people pull you down.  Many places are too hot and people spend their time just trying to stay cool.   There are cultures, even within the USA, that are destructive to their members, they tell people to not get ahead.  They encourage poor choices, getting into debt, taking drugs to fit in, being drunk daily, spending all your excess on entertainment.  No matter what you say to fit in an be successful in America you need a good grasp of English, yet millions in our nation are so embedded in their “community” that they have handicapped themselves by refusing the learn English.  The more they shelter themselves with the community and the larger the community the worse it gets.  There are non-assimilated groups of immigrants all over America.  Very few other nations have this problem at all, and none as bad as America.  This causes distrust and putting the ideals that that community over the ideas of being an American.  America needs to melt a bit more, to mix, to not focus on these communities.  In recent years the melting of America has been significantly slowed.  We need to stop doing things to address these communities and focus more on helping everyone melt into the American culture.  These culture differences are one of the primary things that are tearing America apart.  It if find to love your culture, and embrace it, but you also need to function well in the greater America.  So many people are willing to divide the cultures and find anything to put a wedge between people.  There is so little unity in America, so many want to define themselves by this identity culture, and it has been common to ask people about their identity.  It has even moved to what sex you feel like you are at that time, and who you choose to love, and of course their race.  All these things have become part of the conversation because identity has become the thing that defines us more than what we do in life.  This is tragic for the evolution of the American society.  If you want true success you need to reject this pull, and focus on your dreams.

What you focus on you get better at.  If you want success in life first you need to define what success looks like for you, if success is having a home, a spouse and a few kids then that is all you need to focus on.  If success is just getting by then you have sent a low standard and can probably get it.  If success is being a self-made deca-millionaire, then you got to get working, less than .1% of the world’s population will ever reach that goal.  If success is to have all your bills paid, just figure out how much that will take and work to get that much in cashflow or assets.  Once you figure out what success looks like to you then you need to have specific goals and make a plan to getting to them.  You need to free up your time and your resources to focus on these goals.  So many people don’t do this, and by just doing these basic steps you are far ahead. 

Most people take the lazy, or comfortable path, they don’t plan, they just let the world loft them around with little firm goals or plans as they move.  They don’t take the time to learn every day, to meet people to make them better, to stive to do what it takes each day to gradually get to the next level.  They want to do what is fun, what feels good in the moment, time is of little importance, they have no drive.  Maybe having fun all the time, is their definition of success. 

I think that most humans have the innate mental capacity for success. There is a small part of the population that have a mental defect, that will make it much harder for them to have great success.  There also another small part that have great mental abilities and for them things just come easy.  It does not matter your race, or your sex, humans are given brains that are capable of almost anything from the start.  But then the environment kicks in.  For many this happens even before they are born, they grow based upon what their parents consume, maybe nutrients are scarce, maybe the culture encourages drugs or alcohol.  But once they are born the differences from the environment have massive differences.  The economic situation of their parents, the time their parents have to nurture them, the ability to get quality food, quality housing, the ability to send the kids to a good school, to provide educational tools, the mindset and culture of the family, the town, the nation….all these things have great effect on the development of the brain of the child.  Early development is the key and quite often things start getting engrained, making it harder and harder has times goes on to reject the system the child is born into.  A high level of travel and exposure to different cultures is shown to vastly improve the life of someone later on.  But again how affordable is this, and if you come from a country with little power you are not even allowed to leave.

The fundamental problem is time, very few people use their time to reach their goals.  So many spend 40 hours a week working a job they don’t like, and usually 10 more hours getting ready for the job and getting to the job.  That same person could use their spare time, learn a few new skills and move way up in life, be a leader in their company, or even start a whole new company.  But most people are exhausted, they don’t look at it this way, have no drive or vision to move up, and spend their time in ways that don’t move them forward.  Time if your greatest asset and choosing how you spend it each day, each week, each year is one of the most important decisions that you will make in life, it is a decision that we make daily, and it takes the dedication and will to make it happen.

Because of this I have tried to expose my children to as much different information as they can.  They have already been to many different nations, we focus on education in our home, watching videos of other places.  One child has taken a deep interest in Japan, and has done countless hours of study into the culture of that country.  One told us he wants to spend his next summer traveling to the Philippines. 

When you learn you need to not learn in a bubble, you need to get knowledge from people who actually challenge your current thoughts and concepts. You may move your position, or you may better understand your position. Try to get your news from different sources, try to listen and follow people who you don’t agree with. 

Another hugely impactful thing to remember is the 80 20 rule, this is a shortcut to doing so much more in the short time you are hear on earth.  It is quite easy to become decently good at something very quickly.  There is a saying that it takes 10,000 hours to master most things.  If you want to play the piano very well 10,000 hour are needed….but with just 2,000 hours you can play decently and enjoy the piano.  The same goes for almost anything you may want to learn.  You want to make videos, or be a web designer, a coder, a graphic designer, or good at almost any task, you don’t need to master it, you simply need to understand it and be proficient.  You can probably be a good drone pilot in just 100 hours of practice.  You can start a great career in sales with 100 hours or less of training.   There are very few things that you need to master to be good at them.  They key is that you can be broad, learn a ton of different things in your life, and soon you will start seeing patterns in how the world works. 

I see how business works, I and see patterns in how marketing works, but also how systems are important so that you can duplicate your self and buy your time back.  If you create a good system than any capable person should be able to step in and run that system to a adequate degree.  Once you do this your goal is to make systems for everything, replacing yourself out of every aspect of your business that you want to.  Soon you have bought back almost all of your time, and can go onto other ventures, repeating the process.  Finding out what works, making systems and finding people to run those systems.  That is how someone like Elon Musk can run 5 different companies and they are all successful and on the fast track to success.  This is exactly how someone like Warren Buffet is able to buy companies that are in distress, and quickly turn them around and make them successful.  It is simple get them to focus on what the company is good at, relieve them of most debt, make everything a system and implement the system.  Running a business is not too hard when you understand how it works. 

Well 4000 words later, hammered out in 2 hours in the middle of the night, it is good to get my thoughts into the internet, I hope they inspire someone down the line, I hope that someone gets some good out of it.  Thanks for reading my ramble and I hope to do more soon.

2022 Arizona Primary

As a PC in the Republican party it is part of my job to help educate voters about the elections. The Primary is coming up on Aug 2nd.   I have spent about 30 hours listening to candidates and trying to decide who I will vote for any why.  So here are major races in Arizona.  Every candidate I am suggesting is someone I have meet in person, and shook their hand.  I have listened to all sides in each case, as much as I could, and these are the conservative choices I have found.  For me it is important how a person carries themselves, and how they get their message across, this makes it easier for them to win the general and to be better when in office. I also look for fighters, they will fight to win and will fight for what is right when in office.  We have way too few of them. 

The most important thing is that no matter who wins in the Primary that we will help them in the general election.

Az Governor: Keri Lake.  I have been on the fence for her but after talking to her in person and going to three events with her I think she is the best choice.  Very much a fighter.

United State Senate: Jim Lamon, the only one to build a business, he understands what it is like to be an entrepreneur, he know that government gets in the way more than it helps.  If we were at war I would choose General McGuire, but we are not at war, and it is way more important for us to focus on the economy and business right now than the military.

Az Sec of State:  Shawnna Bolick, Another bold fighter, and a great speaker.  Has passion for helping the state.  Her opponents have great resumes but she was the only one that was a great fighter.  Honestly any of them in this race would do a great job, but I have seen Shawnna more and she has more passion I feel.

Arizona Attorney General: After listening to them all I feel that Rodney Glassman would probably do the best job, he knows who he serves, and he is the only one who has actually ran a law office, and this role would be running the largest law office in Arizona, we don’t need someone who never was the boss.

Superintendent of Public Instruction: Shiry Sapir, has the most passion by far, comes to a ton of events and is a great speaker, she ticks all the boxes.  She also is a business person and knows how to get things done.

State Treasurer: Kimberly Yee, a great speaker and someone who has done a great job building and watching our state funds even in this down stock market.  I think she deserves another 4 years.

Corporation Commission (2 open seats): Kim Owens and Nick Meyers.  Kim has been an important part of the Republican party for years and would do great in this position.  Nick Meyers knows the job well and has worked in this area for years. 

Maricopa County Attorney:  Gina Godbehere, another fighter and passionate person.  After listening to all of the candidates Gina clearly stood out and will get my vote.

All the other races only have one person running, or is too local for this post. 

Understanding the divide

The natural drive of people is different but can generally put into two categories.  There are some people who are driven to survive and others who are driven to succeed.  When it comes to life there are two vastly different attitudes that exist.  It is based on what you want out of life.  Do you want to be someone who wants to reach for the stars, make your dreams happen and take risks to do it, or are you the second type the ones that want to survive, have a happy life that you can enjoy.  This fundamental difference in attitude creates our great debate of how society should be structured.   Countless movies and books have been made about this subject.

In most of the world the survive mentality has taken hold.  People work to just earn enough so that they can live.  People want to be taken care of, they want to have a “fair” society, they work, and give a large amount of their earnings to the government, in exchange the system gives them guaranteed housing, food, health care, and leisure.   For people who lack ambition this is the dream society.  And of course, billions of people on this planet love the idea.  But then there are other people.  Men and women of who have a dream to be better than the norm, to make an impact on the world.  They want to build an empire and make it or fail on their own merit.  They want the government to stay out of their way. 

America was created by the dreamers and the ambitious, the people who came to America did so because of the promise that it offered.  Even though the ambitious are in the minority of the world population, they were the vast majority in the USA.  That is how we became exceptional, that is how we became the most successful nation in the history of the world.  This is how we became great.  The idea of a great America was not the idea it was great for everyone, but the idea that it is great for the ambitious, the dreamers, the empire builders.   And that has been taken away from us, little by little over the last 100 or so years.   But the seed that was sown into our great nation is being strangled.  American attracted the best, the boldest of the world.  Our nation was built on the idea that anyone here could rise above where they were born and build their Empire.  This is why New York is called the Empire state, it was the place to go to have the ultimate freedom and connections to be successful, and if anywhere has fallen the most it must be New York. 

The idea of empire is in jeopardy from the other group.  The millions who came here, not due to ambition, but by the desire to survive.  Some were forced to come long ago, others came from the poverty of the world not looking to build something but just because anything was better than where they were from.  The largest part of those who don’t go after ambition are the children who grew up in this prosperity, who had everything handed to them, who were told that everything they did was great.  They want a country that takes care of them.  It is sad now that for most ambition and the dreams of empire no longer exist.  They simply want to live a life where everything is given to them.  Then at the same time they see the rich, and the successful and they form tons of envy, they want that handed to them also, they talk of wealth inequality or injustice of every type.  They think life should be fair, but for them they are already well better off than the average human on this planet.  They have no idea how it is to live in India, or Africa, and how most people on the earth fight every day to survive, and yet we have a generation that is unhappy they can’t earn $15 an hour for almost no contribution to society, they are unhappy that they can’t have a nice car, a nice phone and still live in a nice house without working a decent job. 

Then we have an election, it is a very stark difference, on one side we have the people who believe in American exceptionalism and the idea that America should be a great place to build your empire.  Many people believe in this even they are personally too timid to ever do it for themselves, but they want the option to be there, for them or their kids.  On the other side we have the people who think that America should be a place that gives everyone what they need, no matter their contribution to society, that we need to be a fair and just society, where the rich pay for those who just want to live a life of leisure, they want a living wage enforced by the government and they want all of their creature comforts paid for and guaranteed no matter what they contribute to society.    It is a stark difference, and the way things are going we need to pray for the future of our nation. 

Life is so unfair….

Life is so unfair……and I am glad it is. We are so lucky to be in the position we are in this world. We have enough freedom to conduct business, we can use our mind to focus on higher things than survival, most in the world can not do so, 2 Billion people don’t even have clean water to drink. Half of the world does not even have a bed to sleep in, they sleep on a mat on the floor or something like that. We need to thank God every day for what we have, and remember to help others out.

I am so blessed to be here, in the US, and have the chances I have to be successful. It was work, but mostly mental work, something that 80% of the people on this planet never even get the chance to do because their situation is hard. It does not matter how smart you are, or how creative, in most of this world the system will eat you alive. But in America is it only your perception of the system that exists that holds you back, everyone, who has the mental skills, can learn the system that makes success happen, and with mental and physical work get that success. The problem is that many people are taught the wrong things, and many are too busy making a living to make a life. Some may call it white privilege, but really is it American privilege, and anyone here can take advantage of it. No one know this more than the smart person who comes from another country, where they don’t have the ability to use their mind and be successful. This is why many business people who come from other countries are very successful here. It does not matter the color of your skin.

For many years I was VERY frugal, most of my friends would joke about it, but I wanted to spend way less than I made, I wanted to take that money and put it into my business. Yes I took calculated risks and almost every one worked out. Looking back I wish I took more risks, God was always there to protect me. I spent hours every night for years, reading books and changing my mindset. But more importantly I spent time talking with and being around other successful people. Finally now in 2020, everything is finally coming together, I can be less frugal, and some of the risks are paying off well.

If you are in America, and you want success, it is within your grasp…read the right book, take the risks, be your own boss….never trade your time for a wage. Buy other people’s time at wholesale prices and sell it at retail prices. Buy stuff at wholesale prices and sell it at retail prices. Market inefficiency is your friend. But everyone has time to be better, most people have at least 5 hours a day that is yours to decide what you do with it. How you spend this time is what shapes your future. Do you spend it watching TV? Do you spend it playing video games? Or do you spend it learning how the world works, how to be a better human, how to make the world a better place.