Category Archives: Inspiration

2008 is Half Over. Lets make some goals.

Most people review their plans every year for new years, they make resolutions, some minor and some major.    For most people these are gone by the end of January.  I try to update at least once per quarter, and usually break down goals for each month at the start.

In this blog I am really talking to people who run their own business, who can determine how profitable that business is, and want to make stellar profits.  It is said that 70% of the people in the US don’t have any specific goals.  27% have goals in mind, but only 3% have written goals.   In this 3% you will find over 95% of the entire wealth of our nation.  Most people who have jobs fall into that 70%.

For this month my goals are in two main areas.  First in my computer company, I want to market more to existing customers and drum up at least 10k in profit from doing this.  The plan is one of daily action and contacting people.  I have a huge database to work with, which is good, but the economy is limiting spending which is bad.  I also want to do more real estate investing.  I want to do at least one thing each day to build my network, knowledge and to actually do deals.  Today I looked at various agents to work with.

So far 2008 has not been a very good year for me financially, though many steps have been made in the right direction.  I have spent a good deal of time rebuilding from the bad things that happened in 2007 and the end of 2006.  I have stopped the bleeding, and now we have positive cash flow for the first time in a long time.  I also have expanded my knowledge and my network by huge amounts.  All of this was important but is meaningless with out action, now is the time for action, and to put everything to work.

So what are my goals for the second half of 2008.  Well my two main areas of focus are Real Estate investing and the continuation of the computer company.  The computer company is fairly easy money, because I have a huge database of customers, a ton of existing marketing and websites and everything is in place.  But computers are not very profitable right now.  For this reason I have been trying to move into real estate for years.  I understand the local Phoenix market very well because I was born here, I have been building my knowledge to the point that I am confident that I can most any sort of thing I want to do.  Now I am building my network of buyers, agents and money suppliers.  I want to do at least 10 real estate transactions before the end of the year.  I also want to Average 30k in sales per month for the computer company.  With an average real estate deal of 20k and a monthly computer profit of 10k that would net $260,000 by the end of the year.  Of course this needs to be broken down to monthly goals and then to daily action.  In order to reach these goals daily action must be done, I have a huge checklist for each business of things that need to be done, and my goal is to spend at least half of the working hours of each day working on these goals.

The point of this blog is not to talk about what I have done, but to inspire you to do the same.  Write down where you want to be at the end of the year.  Then figure out what you need to do each month to get there, then figure out the specific actions that must be done to get there, break it up into daily chucks and then ACT on it.  I have usually been good at the planning but a bit into it I would get discouraged, and settle back to a lower level of action, and then I would miss my goal.  One cure for this is accountability, you could do this in a few different ways, one is to make all of your goals, subgoals and actions public and let your friends have access, so that they can help you.  I have decided to simply talk to my business partner each day and we each will keep the other accountable.

So go out and make your action plan today.

The 7m7y contest.

One thing that I have been looking at is a mentorship program, offered by a guy who is a millionaire many times over. His name is Adrian J Cartwood. He has the mindset that I want to have.  He is looking for 7 people to teach how to be a millionaire. He is writing a book and is using this as more material. I applied, here is my profile on the page, with typos and all. From there you can find out much more about the program, and you can also apply.  It looks really exciting, I hope I am selected.

A story from the heart, what drives me.

I often think about my dreams. To me almost all of my dreams have to do with my legacy, what I leave behind for future generations. For me there are a few things that really give me a great since of satisfaction. First, I really think that it is important to help out people who need help, and want the help. The think that I feel really made my life what it is the fact that I had access to education and tools to take advantage of that access. I started high school in 1989, and I was the only person I knew who had a computer at that time. I also spent a huge amount of time learning. By the end of high school I knew more about computers than any teacher there, same thing went when I was in college, almost all of this was self taught. (In high school I entered into a state competition, and got first place in the entire state for computer expertise) I only placed number 24 when I went to the national competition.

To everyone’s surprise computers turned out to be a huge industry, taking control of much of how the entire world works. I was given a huge advantage. Now we all know that computers are VERY important to success, so I have gone on a plan to give very poor children, access to computers, and access to quality education. These are kids that would not be able to get a good education or maybe even go to school. These are kids that will live a very poor life if we do not step in to help. This year we are looking to support 7 kids. The cost for one year is about $800 per kid. I am trying hard to raise this money now because it needs to be committed by the first of June. If you want to help out you can donate using PayPal. (Just send to my email [dragon(at)capitalactive.com] as a donation) Anything you send will go directly to help these kids.  This photo is of the 4 kids we helped in 2007, before they met us they were living in a small shack, with a tarp as a roof, they never had been more than 10 miles from home, and never even seen a mall.  (I have before pictures also but they would break your heart.)  They were very smart but the schools they went to were very poor, and this kids were years behind the city kids, even though they were near the top of their class in their rural schools.  In one year they were able to catch up and pass the city kids, we gave them quality food, clothes, and housing.  This year I want to do even more.   My goal is to support 7 kids.  We will use these 4 and add 3 boys.  Without your help I don’t know if I can do it.

The next thing is a much larger thing. I really want to develop Real Estate. I have always been interested in architecture and large buildings. When you see a large building you know that someone designed it and also someone thought of it and paid for it to be built. To me this is the ultimate legacy. I want to build great unique buildings that will stand out. I decided to go a different path, and I went into computers and business. But now I want to go into. I firmly believe in the mixed use real estate concept. Basically building communities, of housing, work, and shopping all in the same mega complex. This is the way life used to be but, here in the southwest, the car made all of these things disperse. Most people travel many miles to work, and at least a mile to shop. There is no community left in many places and this lack of community is one of the major things destroying our country. Imagine if you lived on the 7th floor of the building, shopped on the first and second floor and worked in your office on the 15th floor. All the while you had many friends, and felt like you truly belonged. I don’t just want to do real estate; I want to do real estate with a purpose. I have a young son, only 9 months now, and I want to leave him a legacy he can be proud of, and one he can carry on.

I also want to provide quality housing to people in need. Imagine going to a city in Asia, where the people are poor, and getting the community to work together to build a massive complex, I would supply the materials and organization, the community would do most of the work, and we would own the building and charge a very low rent. People would have the ability to move up from the squalor to live in healthy and much higher quality housing. What is I can do that, and impact a thousand lives in a very profound way. This is the legacy that I want to leave.

Now I am only 32 now, I have decades to do this. I am looking for like minded people who will know more than me to advise on these projects. I don’t think I will have the resources for a few years to do such a thing, but once I do it will roll on and on.

This is my WHY, this is the reason I want to be hugely successful, this is the reason why I need to make the things I do work. It is much more than me I do this for.

If you know of ways to get this done faster or cheaper I would love to hear from you. Please email me or comment below. Thanks.

How to pick a MLM company, and what to stay away from.

There is a huge range of different MLM companies out there in the world. Some are small, some are huge. Some sell a product some have services. They all have a good sales pitch, and they all promise success. But how do you go through all of these and find the ones that you can be successful at? How are companies different from each other? What should you look for in a good MLM Company? How do you do all of this while not being taken?

Well there is a very wide variety of MLM companies out there. At this time there are about 5000 MLMs with a sales force of over 5000 people. There are 100 or so really successful ones out there. For this blog I will keep it all concept, in the next blog I will name names and rate companies that I know of.

To me one of the FIRST things that I look for is the ROI, this means how many sales do I need to make to get my money back and start making profit. I also look at the cost of maintaining the membership, the value of the product, the support of the team.

One of my main tests of any MLM that I look at is the source of the money. Most good MLMs out make all of their money off of selling a product or service. They have to have a good product because this is where the money is made. But at the same time there are MLMs that focus on recruiting, and almost all of the money being made is from a huge ($300+) fee that new recruits must pay. Almost all of this money is paid to the upline. In many of these companies almost all of the money is being made from the recruiting fees. If you think about this, it is not sustainable. And I feel that this is unethical, you are promising people a dream, and taking their money, and the only way they can get to their dream is to take more money from their friends and family. And most of that money goes upline. In these companies history, and the math, shows us that about 1% of the people win big, 5% of the people win, 5% more break even and the rest LOSE MONEY.

When I tell someone that they can make it, and they can have success I want to mean it. I am NOT going to put my name on it if the chips are stacked against my friends. The first MLM I was in was, and still is, the largest MLM in the world. They had great motivational meetings, but almost everyone there was loosing money. On top of that they were spending a ton of time, and hurting many relationships by trying to force people to consume their products. You became good friends with the other people in the company, and you would have pressure to use the products, even though they were vastly overpriced, you also would be pressured to buy “tools”, overpriced educational materials. With all of this going on they had weekly meetings, monthly all day meetings and a few times a year they had 3-4 day conventions. All of these meetings had various costs, and you were told to come early and stay late. Even people who recruited 10-20 people into this company did not make money, if you counted the amount they were overpaying on their products. Almost everyone there was loosing money, but they were sold a dream, and they would hear from people who made the dream. Some would try for years never reaching success. Other would get 50 or so friends and family to join in, who were all loosing money so that they could make a decent income.

Other companies that I have seen have a product where you make very little on, some as little as $1 a month for each customer, but these same companies have fees over $500 to join, and these fees are almost totally paid to the upline. I was presented a company last week where, as far as I could figure, over 80% of the money made in the program was ONLY from these recruiting fees. You can always tell these companies because they have a large fee to join and once you are in they tell you to focus on getting other people to join so that you can pay back your fee. Of course this all is great for the person on top, but for me, I can’t ethically build a company like that where for me to have success I have to hurt other people. Yes they have a chance to make it, but that chance is slim, and for them to have success they also must hurt others financially. Personally I like to stay away from ANY company that pays for recruits. I want it to be easy for people to sign up.

There is a semi new evolution of this concept. This is where, instead of a large recruitment fee there is a smaller monthly fee. Some companies even go so far as to charge a monthly fee for you to have a website so that you can sign up other people. And they have yet another fee to be allowed to sell their products. They call it a technology fee. I am in the computer industry also and I know to make a dedicated server with a self replicating software on it costs about $50 a month to maintain, and such a server could host tens of thousands of associates. So if they are charging $40 a month PER USER that is a huge profit. $30 or so of this money was paid to the field and the rest was kept with the company. I talked to a lady there, who was making great money, she had recruited over 1100 people. I ask her if more than 100 people have broken even and her answer was “ I think it about 100” That means that over 1000 people paid $350 to sign up, and $40 a month for months on end and did not make any money. The even worse part was that they sold a product that was very bad. I was in a meeting with the leaders of this company, as they presented it to me and some other people looking at the company. At the end we asked them if they have ever even used the product they are selling, and to our surprise and horror not even ONE of these leaders had ever used the service that they sell. It was crazy. Their response to the objection that many of us had to the monthly fee was that “If you personally find 6 other people to pay the fee each month yours will be waived”. To me this was a horrible answer. I told all of my friends in this company to quit, and they did. (I tend to have that result, the last three people who were new in a company that was bad and presented the idea to me I showed them logically how it was bad, and the next day they were quitting and getting their money back.) A pyramid scheme is a company has NO product at all and all the money is made from the new people paying the people who have been in longer. This company has almost no product of value.

Believe it or not there are many even worse companies. One company charges 1000 to join, and you have to then pass up the first few people that you get, with the full 1000 going to your upline, then you start to find more people to sign up and you get the full 1000 from them and also from the first two people that they sign up. So what is the product, you will laugh at this. The product is a $20 a month website that allows you to sell the $1000 memberships. If you stop paying the $20 a month you then lose your chance to make money off of other people. The guy who thought up this whole plan has over 100,000 people now paying him $20 per month. All this running on servers that I bet cost him a few hundred per month at the most. What a smart, devious idea.

Now that you know what is bad, I don’t want to give the impression that all companies are bad, far from it, many companies have great products, and a great plan for paying people back. Later this week I will release the blog about that. That being said not every company is right for every person. Some companies focus more on selling products, and other focus on team building. Some sell services; some have just one product, while others sell 1000’s of products. Some are online while others are almost totally offline. Find a product, and a management style that fits you. Don’t just take any opportunity simply because it is presented to you. Find one you will love to represent.

Another key to finding a product is the size of the industry. If you are in an industry that almost everyone needs you will do better than in an industry that has very few people. You also need to look at the profits in that industry. Some industries have huge profit margins while others are very small. The phone industry is huge but the profits paid out to the mlm companies that sell phone service is VERY SMALL simply because competition has forced prices down. Most MLMs sell very low priced items, and these are items that people don’t need that many of. If your company sells something that only makes $10 a month there simply is not much money to work with, you will have to build a huge group to make life changing money.

About 60% of all MLM companies are Health and wellness related. One major reason for this is because health products can be marked up a lot. A $50 product may only cost $5 to make, this gives a lot of room for profit for the company and for the distributors. Another reason that the health products sell in MLM well is because most of them need to have a fairly large explanation for people to use them, and the normal retail channel just does not provide this. Most of these companies have a few core products, or maybe only one that they sell. In general these products do provide some help in our vastly malnourished society, and are fairly profitable to sell. For me personally I have no passion for this, and even if someone uses the product as they should the profit will still probably be under $30 per month for each person you sign up. I know many people who have made it big selling such a product, they have found many people who also found many people and they are making nice 6 figure incomes as a result.

Another major area are companies that sell many products, some they make themselves while others simply get a discount from products made by other companies. Everyone can find something that the company sales that you will like. The problem with most of these companies is that for them to be able to pay the kind of money that people want they have to mark up these products much more than you could find the same products for elsewhere.

One of my great product type is the financial services type. Most everyone needs investment help, a mortgage, insurance, or education. These are items that traditional methods charge huge amounts, these are also items that a large percent of many budgets goes to. One MLM that I was in originated mortgages. The fees charged to the customers was typical of the industry, and yet were still 3000 and more per sale. As you can see, even with a small team it was easy to make money doing this. On your first sale you made more money than all of your first year expenses. In my mind this was a great MLM, the only problem is now there is a credit crunch and it is very hard to get mortgages approved. Most people in this company have quit, and it would not surprise me if the company is gone before the end of 2008.

RULES. People want to join a MLM for the freedom they have to run their own business, but many MLMs have so many rules that they place on their distributors it almost feels like a commission job. Before you join a company look to see what rules you will have to live by. One MLM I know of states in their policy that they “OWN” anyone who signs of for their company and if you mention another business idea to them and they leave the first company you will be punished for theft. Other MLMs, say that you can’t sell their products anyway other than person to person or at their website. This limitation will make it much harder to be successful. Many companies won’t let you discount the products. Most won’t let you be in multiple MLMs at the same time and use your contacts from one to build the other. Most will not let you have your own marketing, your own website for the company and even your own business cards. Before you join a MLM decide what rules you are willing to live by and make sure that the one you are joining allows you to operate in the way you want to.

One last thing to look at is the stability of the company.  Is this a company that had been around for a long time or something that just started.  Most new companies may not survive and they usually don’t have all of the bugs worked out, but you can get in on the ground floor and be at the top.  A company that pays out a ton of money may look good, but if the company can’t make profits you may find one day that they are gone and so is all your hard work.  I also find it VERY hard to deal with a company that is always changing the compensation plan.  I understand as they get bigger you need changes, but I have seen companies that made 8 changes in a year.

Also you need to have a company with an easy to understand compensation plan.  I have been to meetings where the compensation plan is so complex that none of the leaders fully understand it, they simply keep asking you to “Trust the Company” and that the money will all come out right.  If you can’t explain the whole compensation plan in 30 seconds it is just too complex.  This will make it harder to build, and harder to see the direct results of your actions.

So the bottom line, find a company where you can make money, has a product/service you like and a team and system you would like to work with. Do this, then build it big and you will have great success.

I hope this helps. This is the third blog in this series. Please click here for the first one.

I could write 10 more pages on this but I feel that I have hit the most important points already.

What you need to get set up for a successful MLM business

This is the second article in my series on the MLM concept. Here is the first one with links to the rest.

I am going to define success as a business that is large enough to replace your entire normal income and also make a large positive change on your lifestyle. To be successful you first need to have a success mindset. You need to know how to make sales, how to make presentations and you need a team

For this blog I am going to assume that you have all of this in place and it is time to get started. Here is what else you need to get started quickly. These are the tools that I use.

Computer: You MLM is probably online, and you need to keep track of your customers and use your computer for marketing. (If you need a good deal on a computer go to Emerald Computers)
An office: You need a place where you go to work. This can be in your house or outside. It should be easy to bring potential customers there to talk with. I like to have a desktop as my main computer because you can use it longer with less fatigue. A laptop is also very useful.

Ok those are obvious, as should be having a good vehicle and an email account.

Now let me get a bit deeper, on what you need. I will assume that you are building an online business because most MLMs now are mostly online.

First you need your own domain name. You company has a web page and a domain name, but they control that. You need your own, something that is good for what you do, easy to spell, easy to remember. You then will get an email address on your domain. Never run a business using the email address from your ISP or one of those free sites like yahoo, msn or gmail, it really looks bad to many people. I use GoDaddy for my domains, it is cheap, had good support and works well.

Next you will want software to track your contacts. We use a program called ACT. With this program you enter in all the information about the people you are contacting. It them allows you to keep notes about them, update the info when you are on the phone, and most importantly it reminds you of the times you need to follow-up with these people. I also use a Palm Pilot to take all of this info and make it mobile, so that I can access and update it on the road.

Next you will want an auto-responder to manage your emails. What this does is track all of your contacts that wanted to be added to your various mailing lists. You also can preset automatic mailings, and send mass broadcasts to your prospects. There is much more you can do with it. I use a company called GetResponse and for the $150 a year I pay I get unlimited usage and it is well worth it.

Next you need your own website, you can make a simple site that you control. You should have a site for your prospects to visit. Another for your customers to visit and yet another for your team to visit. You need to learn about making a squeeze page, a way to extract data from your customer to feed to your auto-responder. I use a company called PrecisionWeb for my hosting. They offer much more than others for a great price. Check out the main Capital Active site for a great example of a basic page.

Next you should join networking websites like linkedin, Myspace, YouTube and make sites here for your business. You also can find many people who may be interested in your products.

Next it helps to have a blog, it is great way to establish yourself as an expert, as well as get a following of people finding out about you. It also really helps get you on top of the search engine results. I use wordpress because they are free, easy to use, fast and give you a ton links.

I found a lady who seems to have done everything PERFECT. I don’t know her, I just found her site from her blog today. She has her own great domain wealthcreatorsinc.com, and a nice blog. But you may not notice the two most important things she did, she made her page a squeeze page, where you must give her your information to go on. And second she DID NOT mention the name of her MLM this keeps you courious and willing to go on, and it lets her advertise without worrying about the rules of her company.

Next you need to create business cards with YOUR business name on it. I would suggest NOT to use business cards with the name of your MLM on it, they limit your advertising, and they are less flexible when you are marketing. Now carry many of these cards with you wherever you go. I hand out over 80 cards per week on average. More important than getting your card out is getting the cards of other people. I usually flip them over and write on the back details of what we talked about so I can remember.

I also often print up fliers with an upcoming event on it, as well as info about my website. Using this you can get a few more people a month to join your team.

You now need professional clothes. Depending on where you live you will have a different dress code. For Arizona pants and a nice button up shirt is good for most meetings. For the east coast you should wear a suit most of the time. No matter what, you need to have a suit for special events.

When I leave my house, I always have my Palm Pilot, my wallet with at least 20 business cards, my keys, my cell phone, an ink pen, a comb for my hair and usually I have my green laser pointer because it comes in handy all the time.

Well I hope this helps you be more successful.

The value of financial education is huge.

It is said you never really know what you don’t know. It is not until you learn something that you really understand the value of the thing you just learned. Some things are very valuable and other have little value. For example if you get a little education on real estate investing and how it REALLY works, (Not always what you see on the TV) it will rock your world.

On the other hand I went to a 4 year university and at the end of it all I felt that I could have learned much more on my own. I am still glad I went for the social side of it all. Too many people spend their whole life in the rat race, it is like a giant treadmill, you only earn enough to get current on your bills, and if you ever make more you tend to spend more.

There are many bloggers, most much more popular than I am, that tell the masses how to save their meager earnings, and how to find deals so that they can spend less. But you really can only save so much. Even if you could save 50% of your earnings you still would take years to really get ahead. What they miss usually is that it is MUCH easier to increase your earnings than reduce spending. It takes a different kind of education, a type that most people do now learn. One nugget of info can change your life. It is much easier to live below your means if you increase you means. You do need to control costs, but spend more time increasing income than controlling costs and you will be ahead in the long run.

There is another blog, by a successful guy who gets this, I highly suggest you read his blog. It is called 7Million7Years. He recently wrote a blog about home equity, and that you should not put all your net worth into it. Read it here

Are you ready to learn how to take your investing, and your thoughts to the next level, well the next step is get educated. Read books by Robert Kiyosaki, Donald Trump, Douglas Andrew and Ric Edelman. I have found them to have the best books on real financial advise. Most of the others really give the WRONG advise. I don’t know what they are thinking sometimes.

If you are interested in real estate investing (Which you should be) my company, Capital Active, sponsors events where we teach people, for FREE, how to get started and how to be successful right from the start. If you are interested in an upcoming event sign up here.

Thanks and have a great day, leave a comment please.

Back to basics, going door to door.

Back to basics, going door to door.

 

We have decided that we need a few more customers.  One of the most effective way we have found to get customers is very old fashioned, low tech but it works.  Tomorrow we are going to visit some nice office buildings, ones that contain businesses that match our target market, ones with 10-20 users.  We are going to start out by going to a mixer for our local chamber of commerce.  These businesses are large enough to generate volume for our company but small enough that they don’t have their own IT departments.  Tomorrow will be a long day, last time we did this we got one large customer that accounted for half of our sales last month. 

 

Sometimes you just gotta get back to basics sometimes in this modern age.  We are used to our websites, our blogs, our IM’s, our text messaging and all out other high tech stuff but sometimes the best thing to do is get out and see people face to face.  Need to boost sales, try getting back to basics, and meet someone in person.

Freedom in the modern age.

Well I have never talked on here about entertainment before but here is one that is good.  If you do or do not know there was a show called Jericho.  Last night was the last episode of it.  It was a really great, well written show.  It lost some people because for a while it went a bit slow, and most shows with arc don’t last once you miss a episode or too and the network changed it’s time slot at a very critical time in the development of the show.  (Arc is when a show is a story from one episode to the next so you have to watch them in order to understand fully what is going on.)  Basically they did not give it the chance they should have and it failed.   It was canceled after the first season, but the largest fan outcry in TV history made them bring it back.  They did so with little advertising and fanfare, and had a second season of only 7 episodes that mostly concluded the entire story.

The reason this show was special is because it touched on subject that are almost never talked about on TV in this way.  Maybe it made some of the corporate people unhappy with the direction it was going.

WHAT FOLLOWS IS A SPOILER.

Basically the story goes like this.  There are bombs that go off and destroy the 23 largest cities in the US except New York.  Communication and power stop.  Food runs out and people in rural Kansas start fighting to survive.  Well equipped mercenaries raid towns and take all the resources and kill many people.  At some point a goverment is put in place.  The old US has the east, TX is independent and the west forms a new nation.  The nation formed in the west is totally controled and financed by a huge mega corporation, the same one that ran the war in Iraq for the US and hired all the mercanires that the US used worldwide before the attack.  The corporation quickly takes part of everything.  They take away freedom, they surround each town with checkpoints so that only products that say can get in or out.  They rush a new constitution that takes away all the power of the people and gives it to the corporation.  Everything is unfair but they have all the resources and power.  Soon the people start to revolt, and by the end of the show all the viewers are calling for revolution.  The last episode is the start of this revolution with Texas shooting down airplanes from this new western nation.

Much of the show focused on the trap of giving corporations too much control of the government, which in turn takes rights away from the people.  This is something that is happening right now in the United States.  There are so many ways that our freedom has been taken.  The government is fairly corrupt.  They spend way too much, and take way too much.  They also spend so much more than they take in.   Who said the federal goverment should secure travel?  Who said they should put so much control on what we eat?  Who said that the government should run the school system in such a poor way?  We tax people so unevenly but yet the government mails out billions of dollars in checks.  The show Jericho showed how this line of thinking will only result in loss of freedom, and at some point the people will revolt.

If you told anyone 20 years ago the things that are going on in this nation right now they would have said you are crazy, that could never happen.  That is way overstepping the role of government.  I guess they are doing it just slow enough that most people don’t notice.   The education system has failed the public by creating the dumbest population this nation has ever had.

People in our nation now expect to carry ID everywhere, go through government checkpoints to travel.  It took me over a year to have our federal government allow my wife to enter the nation, they have no right to say who I can and can’t marry.  People expect to give a personal ID number every time they talk business on the phone.  People expect their information, privacy, and rights to be disrespected.   Most of them are so miseducated that they simply believe what they are told by the media, they have no idea how to think for themselves.

If it goes much farther down this path I will really start to fear for the future success of my country, the United States of America.  Most of the nation and the decisions are totally out of the control of the people, and most of the people disagree with many of the decisions.  Most people think we are not to be the world police, they think we spend way too much and should not carry debt.  Everyone I know thinks the tax system is crazy and needs to be replaced, but yet every year it gets more complex.  When will the craziness end.   Maybe only with revolution.

Cheer up, the nation depends on it.

We are not really in a recession or a depression…  What we are in is a crisis of consumer confidence.   Let me explain, when people think that things may be bad they stop spending and that thinking CAUSES things to be bad.  It is funny, over 70% of the people think the economy is in trouble but also over 70% of people said that they personally were doing as good or better than 2 years ago.

The reason they think this way is because they hear the stories from the media, the hear what is going on with their unlucky friends, and the belive the hype.  In reality most every measure of corporate profits is UP, and many other measures are also up.  The GDP will be up this year, exports are way up.  Things are looking up in many ways, so stop being so down, tune out the negative media and cheer up.  When you do this everything will get better, spending will go up, sales will go up and, yes, even housing prices will go up again.

Start today, go buy something.  If you are one of the 70% that are doing fine, then do your civic duty and shop, shop like you did two years ago.  If you want a computer go to Emerald Computers this month and get $50 off by using coupon code march50.

Anyway cheer up.  It will make you feel better, and help our economy grow.

Try Try and Try Again until you get success.

I am always reminded of people who failed many times in their life, they lost money, houses and much more so that they could follow their passion. They would come up with new ideas and each seemed good but people were just not ready, or the implementation would not be correct and idea after idea would fail.  But they would keep trying, and one day an idea would hit and overnight they would become millionaires.

Nemo SpinnerI heard the story of one such inventor/ entrepreneur last night. He did everything from crazy submarines, to hovercraft to kids toys.  Then all of a sudden one of his toys hit, and made him millions overnight, and the money still comes in.  He invented the toy that has strings with lights on the and it spins.

I know that it does not happen to everyone, but almost every person that I have talked to who never gave up finally hit success at some point.  They would learn from their mistakes, improve on their ideas and keep going.  Each time it would get better until they hit the breakthrough and are successful.  Most of the successful people I talk to have that same story.  The only people who REALLY fail are the ones who give up and stop trying.